Posts with tag 'For Buyers'
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29
4 Steps to Mortgage Approval Despite Student Loan Debt
Student loan debt is a growing problem, and for many Americans thinking about buying their first home, the weight of that debt can be crushing. We believe that owning a home should be possible for anyone, and our real estate agents are here to help.
According to a recent report by Forbes, student loan debt is at an all-time high in 2019, with 44.7 million U.S. borrowers collectively owing $1.56 trillion in student loan debt. If you're one of them, that debt can feel like an impenetrable barrier between you and your dream of becoming a homeowner. Here's why it's not.
Getting a Mortgage With Student Loan Debt
Student debt is especially a problem for first-time home buyers, who tend to be younger and less experienced. Many student debt holders cite their debt as a major reason for putting off buying a home, despite today's historically low mortgage rates and the variety of low to no down payment mortgage options available.
8
How to Tell if the Neighborhood Where You're Buying a House Is Safe
The house looks nice and the price is right. It's close to work and schools. But is the neighborhood where it's located safe? This is one of the most important considerations to make when buying a house. It's not only important for your own well being, but also for your home's potential resale value. So how can you tell if the neighborhood is safe? Here are a number of ways.
- Walk the neighborhood at different times of day and night. Talk to neighbors to find out the history of the house and neighborhood. Chat up people in nearby businesses and other parts of town and ask opinions of the neighborhood. Exploring the neighborhood on foot allows you to notice things you wouldn't in a car, such as barking dog or neighbors playing drums.
25
Agents and REALTORS®: Real Estate Pros Explained
Are you buying or selling a home? This is one of the most important transactions you'll ever make, and you already know you need a professional to guide you through the process. But what are your options for real estate agents, and what are the differences between them? Real estate brokers, agents, and REALTORS® are all property pros who can help buyers and sellers, but they have different qualifications and responsibilities. Whether you're buying your first home or turning over yet another investment property, it's never too late to brush up on their backgrounds and understand the distinctions between your professional options. Instead of using these terms interchangeably, make sure you know what each word means.
So, what's the difference between real estate agents, real estate brokers, and REALTORS®? At Cressy & Everett Real Estate, our real estate agents and REALTORS® are committed to representing every client with compassion and transparency. We want you to be as informed and empowered as possible, so here's our breakdown of the roles that each of us play.
25
6 Tips for Keeping Your Indiana Home Cozy All Winter Long
No matter how cold it gets outside, our real estate agents are here to help you find the perfect Indiana home for you. Our team works in rain, shine, or even the Indiana snow.
That said, it's important to recognize that Indiana winters can be fierce. Especially if you're new to the state, it's vital to prepare your home well in advance.
Of course, our winters in Indiana aren't the worst. No matter where you're from, you'll soon get the hang of things. All you need to do is get the right information in front of you early on.
Yes, some parts of Indiana can have major winter storms. Most trouble in the cold season isn't caused by heavy snow; however, it comes about as a result of putting off preparations.
Here's how you can get your home ready and keep it comfortable all winter long.
- Use Natural Light to Get a Head Start on Heating
The sun remains the most energy efficient heater around. Even in the dead of winter, most days will have some sun. Part the curtains, raise the blinds and open the shutters to let heat in during the day. Then, close windows up tight and cover them to keep the heat from escaping overnight.
18
Why It's Cool to Buy a Michiana Home this Winter
What's on your winter checklist? Winterize your vehicle? Get the kids new snow boots?
Buy a home?
Believe it or not, the winter season is actually a great time to purchase a home in the Northern Indiana and Southwestern Michigan real estate area (a.k.a Michiana). Most prospective homebuyers are surprised when our real estate agents inform them about the many advantages of purchasing a home during these snowy months. Our team at Cressy & Everett Real Estate, feel that all future homebuyers should be aware of the perks that come with viewing and putting an offer on a home during this time of the year.
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